Restaurant Insurance

Caters for Franchised Restaurants and Standalone Restaurants

What we may cover:

 

  • General Exceptions, Conditions & Provisions
  • Office Contents
  • Fire, Buildings Combined
    • Alcohol and beverage extension
    • Fatal injury to two nominated employees
    • Damage to landscaped gardens, water features and statues by emergency services
    • External signs, blinds, and canopies extension
    • Contamination and pollution of fish
    • Chilled/refrigerated stock extension
    • Discharge of weapons extension
    • Removal of bees
  • Included Upon request at additional premium
    • Specified suppliers/ subcontractors
    • Unspecified suppliers
    • Loss of key tenant extension
    • Prevention of access
    • Prevention of access
    • Public utilities – insured perils only
    • Public telecommunications
    • Franchisor extension
    • Loss of specified tourist attraction or key tenant
  • Computer Equipment
  • Theft
  • Money
  • Business Interruption
  • Motor