What types of schools we cover?

• Registered Nursery Schools
• Private & Government schools
• Colleges

Tailored to meet your school/s, teachers and students insurance requirements. 

The specific insurance needs of schools around the country have been designed to ensure that schools in their entirety are comprehensively covered and can continue operating as they normally would have, should an insured event occur. Daily in South Africa, each school is faced with complex and often changing requirements, the need for Insurance has always been important considering the wide range of events that could occur. For Example, Theft of a school vehicle, Broken windows, Damaged buildings, or accidents that happen within the school premises.

What comprehensive cover do we offer your school?

Accidental Damage                                                                                    –              Scholars Personal Accident

Business All Risk                                                                                          –              Accounts Receivables

Combined                                                                                                     –              Business Interruption

Fidelity Guarantee                                                                                      –              Electronic Equipment

Glass                                                                                                              –              Fire

Homeowners                                                                                               –              Goods in Transit

Machinery Breakdown                                                                              –               Householders

Money                                                                                                           –              Office Contents

Motor / Passenger Liability                                                                      –              Stated Benefits/ Personal Accident

Public Liability including educator’s                                                        –              Theft

Why insure your motor vehicles on a fleet vs a specified basis?

The client doesn’t need to advise the insurer if they add or delete vehicles. If you ensure the vehicles on a specified basis and forget to notify us of the charges, there would be no cover in the event of a loss. However, if insured under a fleet cover would automatically exist.

• Not every insurer is prepared to cover fleets monthly in terms of payment of premium.
• On a specified basis the full premium is payable on each vehicle upfront, but on the fleet product the insured can elect to pay on a deposit basis (the insured would be saving upfront and will have a much better incentive to manage his fleet. If claims exceed a certain amount, then the balance would be payable)
• Offer a motor fleet unsupported

To obtain a quote for the Motor Fleet Product (minimum of 15 or more vehicles), we require:

• 3 years detailed claims experience (gross)
• Number of units per years
• Excess structure per year
• All we need is an annual declaration at the end of the period of insurance and we will process any adjustment.