Covers Hotels, Game Lodges, Conference and Convention Centres, Private Holidays Homes, and Self-Catering Holiday Homes

• Fire and Buildings Combined Sections
  • Impact cost of removal of animal, trees, satellite dishes, debris, and silt clause
  • Bilking extension
  • Leakage from fire extinguishing installations/appliances extension
  • Fire extinguishing/prevention charges clause
  • Post mortem cleaning and sanitizing cost extension
  • Damage caused by wild animals
  • Damage to landscaped gardens, water features and statues by emergency services
  • Contamination and pollution of fish stocks
  • Power surge
  • Loss of water (Buildings Combined)
  • Damage caused for medical emergencies (Buildings Combined)
  • Alcohol and beverage extension (Fire section only)
  • Fatal injury
  • External signs, blinds, and canopies
  • Chilled/refrigerated stock extension –
  • Discharge of weapons extension
  • Removal of bees and wasps

• Business Interruption
  • Following Fire
  • Buildings Combined
  • Office Contents
  • Theft
  • Glass
  • Money
  • GIT (Goods In Transit)
  • Computer Equipment

• Office Contents
• Computer
• Motor
• Theft
• Money
• Money in the residence of the insured, partner, director, or employee