Golf Estates, Bowling Greens, Sports Clubs and Recreational Facilities

In addition to Catering for the Clubhouse Buildings, Contents and Stock we also extend cover to:

• Comprehensive Green
  • Damage to greens by storm, wind, water, hail, snow, fire, lightning, explosion, vehicles, animals, falling trees, earthquake, aircraft & other aerial devices
  • Malicious damage
  • Damage to greens by fertiliser or chemical damage
  • Damage to greens by contaminated water
  • Damage to greens by mechanical damage equipment
  • Damage to greens by failure of water supply

Business Interruption

• Irrigation Systems
  • Accidental damage to water irrigation systems
  • Accidental damage to electrical irrigation systems

Why insure your motor vehicles on a fleet vs a specified basis?

• The client doesn’t need to advise the insurer if they add or delete vehicles. If you ensure the vehicles on a specified basis and forget to notify us of the charges, there would be no cover in the event of a loss. However, if insured under a fleet cover would automatically exist.
• Not every insurer is prepared to cover fleets monthly in terms of payment of premium.
• On a specified basis the full premium is payable on each vehicle upfront, but on the fleet product the insured can elect to pay on a deposit basis (the insured would be saving upfront and will have a much better incentive to manage his fleet. If claims exceed a certain amount, then the balance would be payable)
• Offer a motor fleet unsupported

To obtain a quote for the Motor Fleet Product (minimum of 15 or more vehicles), we require:

• 3 years detailed claims experience (gross)
• Number of units per years
• Excess structure per year
• All we need is an annual declaration at the end of the period of insurance and we will process any adjustment.